Fast Cash Sydney

Get approved for fast cash in Sydney using Australia’s online lender, MyOzMoney. We offer customers a quick and easy online application process, fast approvals, competitive rates and fees and none of the jargon. Everything you need to know about MyOzMoney can be viewed on our website or clarified by any of our customer service team over the phone, via email or even via live chat through our website. Get approved for cash loans from $2,100 to $50,000 or a line of credit offering you instant access to online loans when you need them. Balances for our line of credit are available for between $1,000 and $15,000. Applications for any of our finance products take you less than 5 minutes to complete and submit. Get started now.

Where to get fast cash in Sydney?

If you’re looking for fast cash in Sydney, then MyOzMoney is the lender you’re looking for. We service the entire country as an online money lender helping Aussies just like you get approved for the finance you need in a fraction of the time some other lenders take. We have developed a completely online application process that requires very little documentation and takes you less than 5 minutes to complete and submit. You can submit an application via our website and any internet-enabled device. Apply online today from Parramatta, North Sydney, Hornsby, Bondi, Chatswood, Inner West, North Shore, Western Suburbs and Eastern Suburbs, or anywhere else in between, and enjoy a quick and intuitive application, fast approvals and even faster money transfers.

Applying online with MyOzMoney is fast and easy. We’ll ask you for some information regarding your current financial circumstances like what kind of income you earn, what other bills and debts that you may have, what your living expenses are like including mortgage repayments and rent, as well as other expenses that you pay. We’ll also ask for your online bank details to help us fast-track and provide an accurate assessment for your application. When you do this, you only authorise a 90-day transaction statement to be sent to our loans team and we use this read-only statement to verify your application details. In this way, we don’t need to speak with your employer or seek any other references. We can make a fast and fair decision sooner rather than later. When customers apply online during our business hours, they typically receive their response from us in minutes.

When you are approved, you are sent an official loan offer. This offer explains what fees and charges we have, what your repayment amount is, how long the loan term is and our lending terms and conditions. If you’re happy with the interest rate, the loan term and the loan amount, and you’re ready to proceed, then it’s simply a matter of accepting your online contract. There’s no need to print anything out and sign it, just accept using our intuitive and digital signing facility and send it back to us. As soon as the loans team receives an acceptance for a quick cash loan from us, we authorise the immediate transfer of your funds. Depending on who you bank with, this could mean that you receive the fast cash loan you need the very same day.

How does a fast cash loan work?

We have two lending options you can choose from. The first is an unsecured personal loan from $2100 to $50,000. This is a lump sum cash amount paid directly into your bank account and from which you can disperse as you need to. Your loan contract will stipulate the total amount of the loan, the total interest payable, the fees and charges and your repayment amount. There are set number of repayments that you’ll need to make, and these are directly debited from your bank account either fortnightly or monthly, depending on your contract. You are free to close out your loan balance by repaying whatever remains in full without being subject to an early termination fee, like some other lenders will charge you.

Our range of quick loans can be taken over12 months up to 5 years, depending on the amount borrowed and your preference. Small loans can be a great way to manage upcoming expenses like the cost of moving to a new rental home, paying medical bills, getting your car fixed or getting some urgent repairs and improvements done around the home. Our short term loans begin at 12 months and you are free to close out that loan balance ahead of time if it feels right.

Our larger loans are great for the big life events like planning a wedding, heading back to study, planning new renovations around the home or improvements like installing a new hot water system, solar panels and more. Repayments and interest are fixed throughout the loan term, so you know ahead of time how affordable your finance really is.

Unfortunately, you are not able to increase your loan amount nor redraw any repaid funds throughout the term of your loan. If you’re looking for a more flexible finance alternative, then you may be interested in our line of credit option which does offer you the ability to reuse credit funds that you have borrowed and repaid. Our line of credit finance offers you pre-approved access to balances between $1,000 and $15,000 which you can then transfer directly to your account when you need to with minimum withdrawal amounts of $100. Use your instant cash loan immediately and then repay it in manageable, directly debited repayments. When you need some flexibility with your schedule then simply defer payments or even split payments quickly and easily using your intuitive online dashboard via our website.

Ready to get started on a new application? Apply online today to discover how much you could be approved for with MyOzMoney, Australia’s fast and friendly online lender offering fast cash in Sydney and across the rest of the country.