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Personal loans
Hassle-free loans up to $50,000. Check your rate without impacting your credit score.
Learn more
Low rate personal loans
Apply for an online personal loan of up to $50,000 with competitive rates and flexible repayment options.
Apply in minutes using our easy online form.
Competitive, customised interest rates.
Pay off your loan early with no extra charges.
Money is available in your bank account immediately once approved.
Choose a loan period and payment schedule that suits you.
Manage your loan using the MONEYME app.
Applying is easy
Follow these simple steps to apply for your personal loan.
Customise your loan
1
You have the power to choose the loan amount you want to borrow and the repayment schedule that best suits your needs.
Get your rate in minutes
2
It takes less than 5 minutes to get your rate, and it won't affect your credit score. Once you have your rate, it's your choice if you want to submit the application.
Fast access to funds
3
If your application is approved, we transfer the loan amount to your bank account straight away.
Transparent pricing,
no nasty surprises
Discover our great interest rates, tailored to you.
(variable)
9.20
%
p.a.
to
25.20
%
p.a.
10.58
%
p.a.
to
26.58
%
p.a.
(Direct applications)
$495 for loans between $15,001 and $50,000
Maximum 5 years
What our customers say
“The application process was thorough, but simple. Great communication and understanding from staff. Funds arrived within a few hours. I will definitely recommend OzMoney to anyone requiring funds.”
Paul
MyOzMoney customer
“Very helpful and smooth application process.
Very satisfied customer here. No nasty surprises.”
Alison
MyOzMoney customer
“Really satisfied with outcome. Quick & easy online process with no headache or annoying phone calls. Happy with the rate I received, definitely recommended. I Would definitely come back if I'm in need of it.”
Tiff
MyOzMoney customer
