Quick and simple loans
up to $50,000

Line of credit

From $1,000 to $15,000


  • Simple online application
  • Withdraw any amount from $100
  • Transferred same-day to bank account
  • Credit becomes available as you repay

Personal loan

From $5,000 to $50,000

Low rate from 7.95% p.a.
(9.33% p.a. comparison rate*)

  • Simple online application
  • Same-day money transfers
  • Low personalised rates
  • No early repayment fees

*This comparison rate is based on our personal loan for an amount of $30,000 over 5 years, a $495 establishment fee and a $10 monthly fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.


Quick application

Applying online takes less
than 5 minutes. That’s fast.


Easy to complete

It’s so quick and simple,
with no paperwork required.


Same day transfer

Once approved, we send cash
straight to your bank account.

 Advance Loans

An advance loan is a small loan that can be applied for quickly and easily online. Advance loans are usually repaid over a short period of time, such as a few weeks or months. They can be useful short term solutions for borrowers when unexpected expenses arise in amounts that are too small for a traditional personal loan.

These things Happen

Advance loans can cover a number of tricky unforeseen circumstances, such as storm damages to your property that require urgent repairs, or when a bill pops up that you just weren’t ready for. Advance loans can also be useful for more spontaneous and fun purchases, such as treating yourself to a new outfit, or buying a spontaneous gift for that special someone. The sky’s the limit!

The reality is that when you’re faced with the unexpected, the last thing you need is more stress. That’s why a fast MyOzMoney advance loan can be just what you need. Find out how much you can borrow by using our free online calculator, and get started today.

Fast and simple application

The application process for an advance loan is simple and can be completed online in as little as five minutes.

Start with our personal loan repayment calculator to understand your obligations. Then all you need is a mobile phone number, and your bank details so we can deposit your unsecured loan into your account. If you’re on the go, our website is mobile and tablet-friendly, so you can apply for an advance loan from anywhere, at any time.

Once you’re approved, you should have your cash advance within an hour, depending on your financial institution. And unlike a loan with a traditional bank, you can apply for a MyOzMoney advance loan at any time, including after-hours or on weekends. It really is that convenient and simple!

Responsible Lending

At MyOzMoney we are highly committed to responsible lending. When assessing whether an advance loan is right for you, we digitally check your bank accounts to make sure you’ve got enough income to support your small loan repayments.

We also reward your good credit history with a lower interest rate on your personal loan, something very few lenders can do! Finally, our regular direct-debit repayment schedule is tailored to your needs, so you won’t ever have to worry about making manual payments.

Ready to start?

Line of credit

From $1,000 to $15,000

Money anytime, anywhere

Personal loan

From $5,000 to $50,000

Low rates, same-day transfers

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