Quick and simple loans
up to $50,000

Line of credit

From $1,000 to $15,000


  • Simple online application
  • Withdraw any amount from $100
  • Transferred same-day to bank account
  • Credit becomes available as you repay

Personal loan

From $5,000 to $50,000

Low rate from 7.95% p.a.
(9.33% p.a. comparison rate*)

  • Simple online application
  • Same-day money transfers
  • Low personalised rates
  • No early repayment fees

*This comparison rate is based on our personal loan for an amount of $30,000 over 5 years, a $495 establishment fee and a $10 monthly fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.


Quick application

Applying online takes less
than 5 minutes. That’s fast.


Easy to complete

It’s so quick and simple,
with no paperwork required.


Same day transfer

Once approved, we send cash
straight to your bank account.

What is a holiday loan?

A holiday loan with MyOzMoney allows you to borrow up to $50,000 online, which you can use to plan and book your next holiday or vacation. It is an unsecured loan, which means you don’t need any collateral attached to the loan. It also doesn’t require any lengthy paperwork. Here is how to get a holiday loan.

Things to consider

When planning a holiday, it can be helpful to create a checklist of everything you need to organize. This can include how you will deal with budgeting issues like foreign exchange rates. Exchange rates can fluctuate, which means the price you pay for accommodation or tours can vary from day to day. This can make budgeting for your holiday very difficult. Holiday loans can offer you security by allowing you to book your flights or accommodation ahead of time, when the exchange rates are at their best. This allows you to lock in the cost of your holiday, removing uncertainty around your budget. One less thing to worry about!

Your dream holiday

Holiday loans can help you plan and book your dream overseas holiday. A holiday loan will allow you to borrow the money you need to pay for the more expensive areas of travel, such as flights, accommodation, and tours. You can then repay the loan in manageable instalments over a period of time. By breaking down the cost of your holiday into smaller pieces, it can be easier to manage your budget. It also means your cash savings are freed up for spending money or unexpected expenses that can sometimes arise. This means no nasty surprises.


When you find a great travel deal online, you often need to act quickly to lock in the price. If you haven’t had time to save up for the full cost of your holiday and you need to borrow money to make it happen, you can find out how much you can borrow on the MyOzMoney website. A MyOzMoney holiday loan can help you lock in that great deal before it expires, so you will never miss out. You can apply for up to $50,000 quickly and easily using our online application form. The whole process takes just five minutes, and there is no time-consuming paperwork to complete. We will assess your application electronically and, if approved, the money can be in your account within an hour, depending on your financial institution.


We pride ourselves on being a responsible lender. If you are over 18 years old and currently working, you can apply for a loan with MyOzMoney. We will only ever lend you an amount you can afford to repay. The best part about it is that because this loan is a small personal loan with fixed interest rates, you will always know exactly what you’ll need to repay before you commit to the loan.

Ready to start?

Line of credit

From $1,000 to $15,000

Money anytime, anywhere

Personal loan

From $5,000 to $50,000

Low rates, same-day transfers

Just a second please,
we're loading your application...