Quick Loans Brisbane

You could be approved for quick loans in Brisbane by this afternoon when you apply with MyOzMoney. Applying for a new loan from us takes you less than 5 minutes. Everything you need is available on our website and when you apply during our business hours you can expect a response within the hour. Transfers are lightning-fast, and you could even have the funds you need within your account the very same day. We offer a range of finance options for all kinds of credit customers. Apply online today to find out how much you could be approved for.

What are quick loans in Brisbane?

Our range of fast cash loans is available across Australia. You can apply for quick loans in Brisbane from anywhere including Brisbane CBD, Fortitude Valley, South Brisbane, Redcliffe, Beenleigh, Sherwood, Brisbane City, Ipswich, Logan City, Moreton Bay and Redland City as well as anywhere in between. Our application process is completely online which means that you can apply from any device and do so in less than 5 minutes. To be eligible for our application process, you must be at least 18 years of age, currently employed and a resident in Australia. 

Our finance options include personal loans and a revolving line of credit facility. Not sure what kind of finance you’re looking for? We’ll break down the difference between our options to help you understand what kind of finance might work best for you. 

Our quick loans are available for a range of loan terms starting at just 12 months and available for up to 5 years (60 months). Short term loans start with balances of just $2,100. A short term loan can be a great way to get a fresh cash injection that can help you cover some upcoming costs like the cost of moving to a new rental property, getting your vehicle repaired, purchasing new computing equipment and covering bills like costly medical bills. Our larger loans for balances up to $50,000 are large enough to cover a range of costs from planning your upcoming wedding, complete renovations or repairs to your home and paying for upcoming tuition costs. You can even buy a new car or boat with our range of online loans.

Our line of credit works by offering you access to a pre-approved credit limit between $1000 and $15,000. You then use your new credit funds when and if you need them by transferring small loans in cash directly to your account. A minimum transfer amount of $100 applies. Once you have used your credit funds and repaid them, they become instantly available to transfer and use again, as often as you need.

How do quick loans work?

Once you’re approved for quick cash loans in Brisbane, and you have returned your signed loan contract, then we authorise the transfer of your new funds immediately. This could mean that the money you’re looking for actually arrives in your bank account within the same day that you applied for it. 

When your money is transferred, you’re free to distribute it as you need. Even if you have repaid some of your borrowed amounts, you are not able to redraw funds for your loan or increase your loan amount. Your loan and repayments remain fixed for the term of the loan or until you repay your loan balance and close out your loan account. If you’re looking for more flexibility and the ability to redraw credit funds once you have repaid them then you may find our line of credit option works better for you and your current financial situation.

Getting approved for either cash loans or our line of credit option from MyOzMoney takes the same amount of time. Everything you need is available on our website and applications take you less than 5 minutes to complete and submit online. Instead of requesting a lot of paperwork to be uploaded with your application form, we’ll request that you log into your online bank account via our secure portal instead. Using this option allows us to receive a read-only PDF format statement showing the last 90 days’ worth of transactions. We use this statement to instantly verify your application details and it’s the reason why we’re able to offer such fast approvals.

How do repayments for quick loans work?

Repayments for any of our loans are fixed, just like the rate of interest. When you receive a loan offer from us, it will show you how much your repayments will be, how often they are direct debited and how many you will need to make throughout the term of the loan. A portion of your repayment goes toward repaying the principal amount (the amount borrowed) while the other portion of your repayment goes toward paying the interest owed on your loan. If you want to save yourself some interest and you’re in a great financial position, then you can close your loan balance with us ahead of time without paying an early termination fee. This is just one way we enjoy rewarding great credit customers.

Repayments for our line of credit remain flexible. You can adjust your payment amount, split payments or even skip them when you use our intuitive online interface available on any device.

Ready to get started on a new application for quick loans in Brisbane or our line of credit option? Start now and you could access the money you need within 24 hours.