Quick and simple loans
up to $50,000

Line of credit

From $1,000 to $15,000


  • Simple online application
  • Withdraw any amount from $100
  • Transferred same-day to bank account
  • Credit becomes available as you repay

Personal loan

From $5,000 to $50,000

Low rate from 7.95% p.a.
(9.33% p.a. comparison rate*)

  • Simple online application
  • Same-day money transfers
  • Low personalised rates
  • No early repayment fees

*This comparison rate is based on our personal loan for an amount of $30,000 over 5 years, a $495 establishment fee and a $10 monthly fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.


Quick application

Applying online takes less
than 5 minutes. That’s fast.


Easy to complete

It’s so quick and simple,
with no paperwork required.


Same day transfer

Once approved, we send cash
straight to your bank account.

Personal Loan Repayment Calculator

The MyOzMoney personal loan calculator is a flexible online tool that helps you understand the different types of repayments you will need to make if you take out a loan with us. This will help you take control of your finances, by allowing you to plan according to your personal circumstances. Using the personal loan calculator, you can quickly and simply discover which of our loans of up to $50,000 is the right one for you.

Easy To Use

The personal loan calculator is the simplest way to understand the different repayment plans that are available to you when you take out a loan with MyOzMoney. Simply enter a couple of easy details, such as the loan amount you require and the loan duration. The personal loan repayment calculator will then do the hard work for you, providing you with a summary of your monthly repayment amount and the total repayment amount for any loan.

Take Control

One of the advantages of the personal loan calculator is that it let's you take control and plan for the advance loan that’s best for you, according to your ability to make your repayments. If you know the amount of money you need, you can increase or decrease your regular repayments, by increasing or decreasing the amount of time you choose to pay back the loan. Taking out a loan with MyOzMoney means everything is in your control – you can always plan the loan amount and repayment period that will suit your current situation.

Responsible Lending

It is important to us that you won’t be under any financial strain if you decide to take out a short term loan with us. This is why we always check your bank statements using our highly secure software: to ensure your regular income and expenses will allow you to comfortably pay back the loan within the required timeframe.

By giving you access to our free online tool, the personal loan calculator, you can also check ahead of time whether you will be able to make the repayments for different loan sizes. This will help you decide which loan is right for you before you apply.

At MyOzMoney we are also completely upfront about any fees, charges, or interest rate costs you may incur when you take out a loan with us. This means you will always know what you’re getting yourself into, and will never be faced with any unpleasant surprises.

Ready to start?

Line of credit

From $1,000 to $15,000

Money anytime, anywhere

Personal loan

From $5,000 to $50,000

Low rates, same-day transfers

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