Unsecured Personal Loan Sydney

You could be approved for any of our unsecured personal loans in Sydney in just a matter of minutes. MyOzMoney is an online lender offering fast and easy personal loans to Australian customers just like you, all over the country. As an online lender, we service the entire Greater Sydney region including North Sydney, Bondi, North Shore, Hornsby, Chatswood, Western Suburbs and the Inner West. Our completely online application will take you less than 5 minutes to complete so whether you’re living in Parramatta or the Eastern Suburbs, you can apply, get approved and get the funds you’re looking for same-day. Apply from any device today.

What is an unsecured personal loan?

We offer our customers a range of financing options that you could be approved for and have access to, all on the same day that you apply. Our first option is our range of unsecured personal loans in Sydney available for up to $50,000 with loans terms of up to 5 years (60 months). Use a fast and easy loan from us to help you cover the cost of home renovations, upgrades to or even a brand new car, tuition costs and anything else you need a few grand to get started on like planning your wedding. All of our online loans are fast and straightforward with competitive interest rates and low fees.

If you’re looking for short term loans or small loans to help you out with smaller expenses, then we can help you out with quick cash starting from $2,100 over a 12-month loan term. We don’t charge our customer early termination fees if they want to pay out their loan balance ahead of schedule. Everything you need to know about how we operate, what we charge and what are lending terms and conditions are can be viewed online in such a way that our customers would understand. 

Our second financing option comes in the form of a revolving line of credit. Finance starts at just $1,000 and is available for up to $15,000. You can withdraw any amount starting a minimum of $100 and enjoy same-day transfers to your normal banking account. Repay your credit with easy and flexible repayment options that allow you to repay your balance early, reschedule your repayments or even split your repayments so that you remain in control. As a revolving credit line, your credit funds become available again as you repay them which means that you’ve always got instant access to quick loans as and when you need them. Control it all from your mobile device and our user-friendly Member’s Area.

How to get unsecured personal loans in Sydney?

We offer online finance right across Australia so you can apply today for personal loans in Brisbane and personal loans in Melbourne from any device in less than 5 minutes. 

When you choose any of our fixed cash loans online, your new loan comes with a set loan amount, a set loan term and regularly scheduled fixed repayments which are direct debited either every fortnight or every month, depending on your needs. We are an online money lender that has specially designed our software solution and our quick cash loans process to be as fair, responsible, fast and intuitive as possible. 

Your personal loan amount is then transferred directly to your bank account as a cash lump sum that you are free to spend as and how you need to. Customers can access our range of fast cash loans to buy new large assets like a boat, motorhome or car. You can get approved for funds to cover upcoming tuition costs, renovations around the home, planning your wedding and booking the world overseas trip of a lifetime. Whatever you need a quick loan for, we can help in a fraction of the time that you might be used to with other money lenders. 

How do repayments work for unsecured personal loans?

Once you have received your new funds, your personal loan term begins. Our loans are structured so that you repay your loan amount over a set number of fixed repayments at a fixed rate of interest. Repayments are directly debited from your bank account either fortnightly or monthly. 

Even after you have begun repaying your loan, you are not able to redraw credit funds from your loan account or increase your current loan amount with us. If you do need another fast cash loan, then you have a couple of options. You can apply for our line of credit option which offers you a little more flexibility and a pre-approved credit balance of up to $15,000 that you can draw down in whatever amount suits you, starting from $100. Or you can choose to refinance and apply for a new personal loan that covers the remaining balance on your first loan (which you can use to payout your existing loan balance) and then enough new funds to cover whatever you’re looking to purchase or pay for. 

If you’re unable to make your repayment amount for any reason, then just get in contact with our friendly customer service team and we’ll arrange a temporary payment schedule for you instead. This helps to ensure that we know what’s going on and that we’re holding our end of the bargain up as a responsible money lender. Our payment arrangements are designed to give you all the flexibility you need.

Apply for unsecured personal loans in Sydney online in less than 5 minutes and you could be approved today for funds up to $50,000.